Terms of Use

Effective Date: July 16th, 2022

Last Updated: 10th March, 2025


INTRODUCTION

Welcome to Finanshels.com. These Terms of Service (“Terms”) govern your use of the website www.finanshels.com (the “Website”), including all content, features, and services offered through it.

By accessing or using this Website, you confirm that you have read, understood, and agree to be legally bound by these Terms. If you do not agree, you must stop using the Website immediately.

Who We Are

The Website is operated by:

  • Finanshels Accounting Technologies LLC-FZ (UAE)
  • Finanshels Accounting Technologies LLC (UAE)
  • Tenx Inc, USA (United States)
  • Dropxcel Accounting Advisory Pvt Ltd (India)

All references to “Finanshels,” “we,” “us,” or “our” in these Terms collectively refer to these entities.

DEFINITIONS

  • “User,” “you,” or “your” – Any individual, company, or entity accessing the Website.
  • “Services” – Any features, tools, and functionalities provided through the Website.
  • “Content” – All text, images, videos, software, data, and materials on the Website.
  • “User-Generated Content” – Any content submitted by users, including feedback, comments, and uploaded files.
  • “Third-Party Services” – Any services, software, or tools integrated with Finanshels, including payment processors, CRM integrations, analytics, and cloud services.

ACCEPTANCE OF TERMS

By using the Website, you represent and warrant that:

  • You are at least 18 years old (or have guardian consent if under 18).
  • You have the legal capacity to agree to these Terms.
  • Your use of the Website complies with all applicable laws and regulations.
  • If using the Website on behalf of a company, you confirm you have legal authority to bind that company.

If you do not meet these requirements, you must not use this Website.

Payment Terms

Notices: All notices required or permitted under this Agreement must be in writing. Finanshels shall give any notice by email to the most recent email address provided by the recipient. You agree that receiving such notices electronically satisfies legal requirements that such communication be in writing. You are solely responsible for maintaining a current email address with the Company. Notice is deemed effective once sent by the Finanshels.

Payment Confirmation Once payment is successfully made through our payment gateway, a confirmation notice will be sent to the customer via email within 24 hours. In certain cases, SMS or alternative digital confirmation methods may be used depending on the contact details provided. It is the customer's responsibility to ensure their contact information is correct to receive timely confirmations.

Refund Policy Refunds will be processed only through the original mode of payment. The refund timeline may vary between 10 to 45 days, depending on the issuing bank of the credit card. We encourage customers to review the nature of services/products thoroughly before proceeding with payments. If applicable, further refund-related instructions will be displayed at the point of purchase.

Statement: Refunds will be done only through the Original Mode of Payment and will be processed within 10 to 45 days depending on the issuing bank of the credit card.

Cancellation Policy Customers may request cancellation of services or orders within 24 hours of initial booking. Requests beyond this period may not be eligible for cancellation or refund. Refunds, if approved, will be returned using the original mode of payment within 10 to 45 days. For services/products marked as "non-refundable" or "non-cancellable," this policy will be explicitly communicated to the customer before purchase to avoid disputes.

If a No Refund or No Cancellation policy applies, it will be highlighted clearly at the point of transaction.

  • FINANSHELS ACCOUNTING TECHNOLOGIES LLC” maintains the www.finanshels.com Website ("Site").
  • “United Arab of Emirates is our country of domicile” and stipulate that the governing law is the local law.
  • “Any purchase, dispute or claim arising out of or in connection with this website shall be governed and construed in accordance with the laws of UAE”
  • ‘’Visa or MasterCard debit and credit cards in AED will be accepted for payment’’
  • ‘’The displayed price and currency at the checkout page, will be the same price and currency printed on the Transaction Receipt and the amount charged to the card will be shown in your card currency”.
  • ‘’We will not trade with or provide any services to OFAC and sanctioned countries’’
  • ‘’Customer using the website who are Minor /under the age of 18 shall not register as a User of the website and shall not transact on or use the website’’
  • ‘’Cardholder must retain a copy of transaction records and www.finanshels.com policies and rules’’
  • ‘’User is responsible for maintaining the confidentiality of his account’’

Notices

All notices required or permitted to be given under this Agreement must be in writing. Company shall give any notice by email sent to the most recent email address, if any, provided by the intended recipient to Company. You agree that any notice received from Company electronically satisfies any legal requirement that such notice be in writing. You bear the sole responsibility of ensuring that your email address on file with Company is accurate and current, and notice to you shall be deemed effective upon the sending by Company of an email to that address.

PAYMENT CONFIRMATION - Must mention the process of how the customer will receive the payment confirmation (ex; by email or SMS or mail) and the time the payment confirmation will reach the customer .
SAMPLE: Once the payment is made, the confirmation notice will be sent to the client via email within 24 hours of receipt.

REFUND POLICY – must detail the refund policy clearly on the Website to inform Cardholders of their rights and responsibilities.
Should also have the below statement:
Refunds will be done only through the Original Mode of Payment and will be processed within 10 to 45 days depends on the issuing bank of the credit card.”
CANCELLATION POLICY – The expected time span for reporting the services ordered to be cancelled and the conditions under which cancellation will be allowed.
SAMPLE: Customer can cancel their order/requested services within 24 hours; refunds will be made back to the payment solution used initially by the customer. Please allow for up to 45days for the refund transfer to be completed.

For No Refund Policy and No Cancellation- this must be very clearly communicated to Cardholders before the purchase decision is made, to prevent misunderstanding and disputes.

PERMITTED & PROHIBITED USE

Permitted Use

You may use the Website only for:

  • Informational purposes (learning about Finanshels and its services).
  • Contacting Finanshels through provided channels.
  • Subscribing to updates, newsletters, or account-related notifications.

Prohibited Use

You must NOT:

  • Attempt unauthorized access (hacking, scraping, or reverse engineering).
  • Upload malicious code (malware, viruses, trojans, keyloggers).
  • Manipulate or disrupt Website functionality, security, or services.
  • Use false information to impersonate another entity or individual.
  • Use automated bots or crawlers to extract content without permission.
  • Violate intellectual property rights of Finanshels or third parties.
  • Misuse contact forms for spam, phishing, or promotional content.

If you violate these terms, we may block access, take legal action, or report activities to relevant authorities.

INTELLECTUAL PROPERTY RIGHTS

  1. Finanshels-Owned Content
  • All text, images, logos, trademarks, designs, code, and materials on the Website are owned or licensed by Finanshels.
  • You may not copy, modify, sell, or redistribute any Website content without our explicit written consent.
  1. User-Generated Content
  • If you submit any feedback, reviews, or content, you grant Finanshels a worldwide, royalty-free, irrevocable license to use, modify, and distribute it.
  • You confirm that your content does not violate any laws, infringe on third-party rights, or contain misleading information.

PRIVACY & DATA COLLECTION

  • Your use of the Website is subject to our Privacy Policy, which details how we collect, store, and process user data.
  • Finanshels does not sell personal data to third parties.
  • We use cookies and tracking technologies as outlined in our Cookie Policy.
  • By using the Website, you consent to such data collection and usage.

Refer to our full Privacy Policy and Cookie Policy for more details.

LIMITATION OF LIABILITY

To the maximum extent permitted by law, Finanshels is not liable for:

  • Direct, indirect, or incidental damages arising from Website use.
  • Losses due to service disruptions, cyberattacks, unauthorized access, or third-party activities.
  • Errors or inaccuracies in website content.

We do not guarantee uninterrupted access, and we are not responsible for financial losses resulting from reliance on Website content.

Some jurisdictions do not allow full liability exclusions, so these may not apply to you in full.

THIRD-PARTY LINKS & SERVICES

  • The Website may contain links to external sites or third-party tools.
  • Finanshels does not control, endorse, or take responsibility for third-party content, services, or privacy policies.
  • Any interactions with third-party links are at your own risk.

TERMINATION OF ACCESS

We may suspend or terminate access at any time if:

  • You violate these Terms.
  • There is suspected fraud, misuse, or security breaches.
  • The Website undergoes technical or business restructuring.

You may discontinue Website use at any time.

GOVERNING LAW & DISPUTE RESOLUTION

  • These Terms are governed by laws of the United Arab Emirates (UAE), without regard to its conflict of law principles.
  • Finanshels reserves the right to seek injunctive relief or legal remedies in UAE courts for violations of intellectual property rights, unauthorized use of the Website, or breach of these Terms.
  • Any dispute, controversy, or claim arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be resolved through binding arbitration in Dubai, UAE, in accordance with the rules of the Dubai International Arbitration Centre (DIAC).

CHANGES TO TERMS

  • Finanshels reserves the right to update these Terms at any time.
  • Changes will be notified via the Website or email.
  • Continued use after modifications constitutes acceptance.

CONTACT INFORMATION

For inquiries, reach us at:

📧 Email: contact@finanshels.com

📍 Address: Finanshels Accounting Technologies LLC-FZ, Shams Business Center, Sharjah Media City Free Zone, Al Messaned, sharjah, UAE

ACKNOWLEDGMENT

By using the Website, you confirm that you have read, understood, and agreed to these Terms.